The Social Security Administration (SSA) has released the official payment schedule for September 2025, outlining key dates for Social Security payments and Supplemental Security Income (SSI) disbursements. This calendar applies to individuals receiving retirement, disability, or survivors’ benefits, as well as SSI beneficiaries.
In the middle of the month, Futbolete reported additional adjustments to the calendar due to the timing of Labor Day, a federal holiday. The payment structure varies depending on benefit type and enrollment date. Specific changes in deposit timing are expected, but no major disruption to the overall distribution cycle has been announced by SSA.
Unique Change in Payment Frequency for September
A peculiarity of the September calendar is the change in the frequency of payments. Unlike most months, this shift in timing will affect the amount of money received by certain beneficiaries, particularly those who rely on SSI.
According to the SSA, “as a result, beneficiaries will receive a smaller disbursement compared to other months of the year.” This happens because SSI recipients will get their September payment in late August—meaning no SSI payment will be processed during September.
SSI Disbursement Moved to August Due to Labor Day
The first noticeable change comes from the Labor Day holiday on Monday, September 1, 2025. As per SSA regulations, payments are moved to the previous business day if the regular date falls on a weekend or holiday.
Therefore, SSI recipients will receive their payment on Friday, August 29, 2025. This early disbursement creates a gap, leaving no SSI check issued during September. The regular schedule resumes the following month with the next SSI payment on Wednesday, October 1, 2025.
Fixed Payment Dates for Early Recipients and Combined Benefits
Some recipients follow a fixed payment calendar:
- Individuals who began receiving Social Security before May 1997 receive payments on the third of each month—this month, that date is Wednesday, September 3, 2025.
- For individuals who receive both SSI and Social Security, payments are issued separately:
- SSI on Friday, August 29
- Social Security on Wednesday, September 3
This split schedule is consistent with SSA guidelines and will affect a subset of older and dual-benefit recipients.
Payment Dates for Most Beneficiaries Based on Birth Date
For the majority of Social Security and SSDI beneficiaries who started receiving benefits after May 1997, payments are made based on the birth date of the recipient. These will be distributed on the second, third, and fourth Wednesdays of the month:
- Wednesday, September 10: birth dates from 1st to 10th
- Wednesday, September 17: birth dates from 11th to 20th
- Wednesday, September 24: birth dates from 21st to 31st
These rules apply equally to retirees, SSDI recipients, and those receiving survivors’ benefits.
04 Social Security Payments This Month: A Rare Occurrence
Due to the shift of the SSI payment into August, four different Social Security-related payments are technically scheduled within the span of a few weeks, affecting:
- SSI (August 29)
- Fixed-date Social Security (September 3)
- Birth date-based Social Security (September 10, 17, and 24)
This rare configuration might create confusion for recipients expecting a regular monthly cadence of deposits.
Maximum Benefit Amounts for September 2025
Payment amounts vary depending on the individual’s earnings record and retirement age. Here are the maximum federal benefit amounts for 2025:
- Social Security retirement:
- At full retirement age: $4,018/month
- At age 70: $5,108/month
- Supplemental Security Income (SSI):
- Individual: $967
- Eligible couple: $1,450
- Essential person: $484
SSA emphasizes that actual benefits will vary depending on lifetime contributions, work history, and eligibility factors.
What Beneficiaries Should Prepare For
With one less deposit expected in September for some programs, beneficiaries should take these adjustments into account for monthly budgeting. Those receiving SSI only should be aware that while the August 29 payment covers September, no additional deposit will be made during the month.
SSA encourages beneficiaries to monitor their bank accounts, keep track of direct deposits, and check the My Social Security portal for updates or notifications.
