Stamp Duty Shock: First-Time Buyers Hit With £4,000 Blow
Stamp duty costs are hitting new buyers harder than many expected. Official figures show thousands paying well above £4,000. Even those claiming relief are not spared significant charges.
Why First-Time Buyers Are Turning to ISAs to Conquer the £23,000 Deposit
First-time buyers face the daunting challenge of saving £23,000 for a home deposit. With the right savings strategy, however, the goal may be more achievable than it seems.
Experts Warn First-Time Buyers of Hidden Expenses Totalling £7,000
Experts urge new homeowners to budget up to £7,000 for essential post-purchase expenses. These often-overlooked costs include vital appliances and emergency repairs, stretching finances just after securing a mortgage.
Santander’s Bold Mortgage Offer Could Reshape UK Housing Access
A new mortgage from Santander is turning heads across the UK housing market. With just a £10,000 deposit required, it’s one of the most accessible routes to homeownership seen in…
UK Mortgage Pressure Eases as House Prices Rebound, But for How Long?
A quiet shift is unfolding in the UK housing market. House prices are edging up again, and mortgage repayments may finally be getting more manageable. But regional gaps are growing,…
Renters Hit With Surprise Tax Bills Under New UK Law
Thousands of UK renters could unknowingly face stamp duty bills due to a legal loophole in Labour’s new tenancy reforms, triggering unexpected costs for simply staying in their homes too…
Ground Rent Cap Brings Huge Relief for Millions of Leaseholders
New housing reforms could spell the end of crippling leasehold costs for millions across England. A cap on ground rent and a ban on new leasehold flats have just been…
Huge Mortgage Shake-up in UK: Is Your Fixed Rate about to Explode?
Homeowners who locked in low mortgage rates in 2021 could be in for a major shock this year. Over 970,000 deals are set to expire, and remortgaging may not be…
Nationwide Unveils New Support for First-Time Home Buyers
House price stagnation and falling mortgage rates ease pressure on new homeowners. Improved affordability fuels a resurgence in young buyer activity, Nationwide reports.
Massive Shake-Up for UK Renters as New Laws Arrive in 2026
Sweeping changes to UK rental law will ban no-fault evictions, curb bidding wars and standardise rent increases. The Renters’ Rights Act, passed in 2025, introduces major reforms set to come…
Nationwide’s 2026 Forecast: UK Housing Market Set for Strong Growth
In a positive outlook for potential homebuyers and sellers, Nationwide Building Society has forecast that UK house prices could climb by up to 4% in 2026. This marks a hopeful…
The FCA’s Radical New Approach to Mortgage Lending Could Transform Your Home Buying Journey
The UK's Financial Conduct Authority (FCA) is set to reform mortgage regulations to make homeownership more attainable for first-time buyers. In an effort to simplify the mortgage process and expand…
2026 Could Be the Year of Declining House Sales in the UK – Here’s Why
As 2025 draws to a close, the UK housing market faces a turbulent year ahead, with affordability continuing to be a major barrier for potential buyers. The forecast for 2026…
Stagnant House Prices: The Uncertainty Surrounding the UK Market in November
UK house prices saw little change in November, following a period of cautious activity in the housing market, driven by ongoing uncertainty surrounding the government's budget. The average property value…
London Property Prices Fall for First Time in 18 Months – What’s Next?
Speculation over new property taxes has shaken the housing market in southern England, leading to the first annual drop in house prices in over a year. While the wider UK…
UK Housing Hits the Brakes: Price Cuts Surge as Budget Looms
The UK housing market experienced its steepest November price drop in over a decade, with average new seller asking prices falling by 1.8% this month. That equates to a reduction…
Savills Unveils Surprise House Price Climb – Some Areas Set to Soar 29%
Average home values across Britain expected to climb by nearly £80,000 in five years, but regional disparities remain stark. Savills forecasts a slow recovery before stronger gains take hold from…
Property Price Growth Slows as Government Considers Tax Reforms
UK house price growth hit its lowest point of the year in August, according to recent data from Nationwide. The slowdown comes as property tax reforms, including changes to stamp…
What Irish Households Need to Know About Social Welfare and Cost Changes This September
From fuel support to rising energy bills, a mix of cost-of-living changes will impact Irish households this September. While government payments may offer relief for some, others face increases in…
How UK Homeowners Could Slash £500 Off Their Mortgage Payments This September
As rising interest rates continue to stretch household budgets, a little-known option is emerging that could offer substantial mortgage relief. Homeowners with a £200,000 loan may be able to save…
The Growing Housing Affordability Crisis in England
The rising cost of housing has become a major issue for renters, with many spending an increasing portion of their income to secure a place to live. This growing burden…
UK House Prices See £11,000 Drop as Summer Lull Hits the Market: Rightmove Reports
UK home prices have seen a notable dip of £11,000 during the summer months, with Rightmove attributing the drop to a surge in available properties. As supply increases, buyers are…
DWP Offers Interest-Free Loans to Benefit Claimants for Unexpected Costs
Eligible claimants can access interest-free DWP loans of up to £812 to help manage essential one-off costs, with repayments taken directly from benefits.
Halifax Reports £1,080 House Price Rise Giving UK Mortgage Holders Surprise Thursday Boost
Halifax has just reported the most significant monthly house price rise of the year, surprising analysts and homeowners alike. While the increase may seem modest, it comes at a time…
Nationwide Offers Major Rate Reductions to UK Households in New Mortgage Initiative
Nationwide's commitment to UK households is evident in its latest move, cutting mortgage rates for select customers. The reductions, effective from 17th July, promise to provide financial relief to homeowners,…
Bank of England Eases Mortgage Rules, Giving First-Time Buyers Greater Access
The Bank of England’s latest rule change could make homeownership a reality for many first-time buyers. The adjustment allows lenders to issue more mortgages with higher loan-to-income ratios, giving buyers…
Mortgage Shake-Up: Key UK Rules Change for Buyers on 30 June
A government-backed mortgage scheme that has helped over 53,000 buyers is about to end—quietly. While ministers promised a new version, no details have emerged. For many first-time buyers, the deadline…
Housing Prices in the UK Fall Unexpectedly Amid Economic Pressures
In May, UK house prices fell by 0.4%, more than expected, as the economy continues to struggle with inflation and rising interest rates. This marks a slowdown after a brief…
Fenland District Council Launches New Housing Project to Reduce Homeless Families Living in Hotels
Fenland District Council has taken a significant step to tackle homelessness by developing new homes for families currently housed in hotels. This initiative aims to provide stable, affordable accommodation while…
Mortgage Shock Looms for UK Homeowners as Fixed-Rate Deals Expire
As fixed-rate mortgage terms come to an end, many UK homeowners could face sudden repayment hikes, with some seeing annual costs increase by nearly £5,000.
200,000 Children in England at Risk of Growing Up in Temporary Homes, Analysis Reveals
In just a few years, over 200,000 children in England are expected to live in temporary housing, according to new projections. This increase highlights the growing housing crisis, with families…
House Prices Surge Nationwide as Buyers Rush Before Stamp Duty Changes
As the stamp duty holiday nears its end, house prices in the UK have seen a significant jump. With new tax rules kicking in, buyers are scrambling to secure homes…
Renters Risk Losing £800 as Local Housing Allowance (LHA) Frozen Until 2026
Many tenants face a widening gap between rent and benefit support as LHA rates remain frozen. Discretionary payments and interest-free loans offer limited relief amid rising housing costs.
Barclays Slashes Mortgage Rates Below 4% as Lending Landscape Shifts
A major UK bank has entered the spotlight with a move that could set the tone for the months ahead. Barclays has introduced mortgage rates under 4%, targeting a specific…
Benefit Freeze Leaves Just 2.5% of England’s Rentals Affordable, New Study Reveals
A growing shortfall between housing benefit and private rent is locking millions out of the market. With a freeze now in place, low-income families are being left behind as costs…
Stamp Duty Hike to Cost Homebuyers Up to £2,500 as Thresholds Set to Revert
Homebuyers in England are bracing for a stamp duty increase from April, with changes set to add thousands to purchase costs as temporary tax relief comes to an end.
Santander Eases Borrowing Rules, Raising Mortgage Limits by £35,000
Santander is changing how much buyers can borrow — and others may soon follow. Lancs Live reports the bank has relaxed its mortgage rules, hinting at a shift in market…
Santander Breaks Rank: First Big Bank to Ease Key Mortgage Rule
Santander has quietly adjusted a crucial part of its mortgage lending criteria, potentially allowing homebuyers to borrow significantly more. As the first major UK bank to ease this rule, its…
Housing in England and Wales Returns to Pre Pandemic Affordability Levels
House buying is now as affordable as it was before the pandemic, new figures reveal. Wage growth has outpaced house prices across most regions in England and Wales.
Mid Devon District Council to Refund Tenants After Six-Year Rent Error
A rent error buried for years has left Mid Devon District Council facing mounting repayments and difficult questions. As over 1,200 tenants await refunds, the council is now re-examining dozens…
£2bn Housing Investment by Reeves Set to Offset Austerity Measures in Spring Statement
Chancellor Rachel Reeves has announced a £2bn investment in affordable housing, which will fund 18,000 new homes. The funding is part of her strategy to mitigate the effects of a…
Rents in Scotland Set to Skyrocket as Protections End – Tenants Demand Action
As rent protections come to an end in Scotland, tenants are bracing for significant rent increases. According to tenant unions, without further intervention, rents could soar, leaving many in financial…
Wales: The Most Unaffordable Place for First-Time Buyers in Britain, Report Reveals
A recent report has revealed that Wales is the hardest part of Britain for first-time buyers to enter the property market. In fact, six of the ten least affordable areas…
UK Leads the World With the Highest Property Tax Burden, New Analysis Reveals
According to new analysis, the UK’s property tax burden has topped the global rankings, placing it above every other developed nation. As a percentage of GDP, the UK stands at…
Skipton Building Society Offers Mortgage Support Amid Stamp Duty Hike
Skipton Building Society is offering new mortgage products to help first-time buyers meet the April 1 stamp duty deadline. The initiative includes cashback options to ease the financial strain of…
Nationwide Overhauls Mortgage Rules: Major Changes for Interest-Only and Foreign National Borrowers
Nationwide is increasing the maximum loan-to-value for interest-only mortgages and extending more borrowing opportunities for foreign nationals. This shift aims to help more customers access their mortgage range. With a…
Millions of UK Homeowners Face Mortgage Shock as Interest Rate Decision Looms
Millions of homeowners could be caught off guard as the Bank of England prepares its next interest rate decision. With mortgage deals expiring, misconceptions about rates may lead to costly…
Big Mortgage Change Coming: Interest Rate Update Could Impact Millions
Millions of UK homeowners are on alert as an important interest rate decision approaches. Next Thursday, the Bank of England will determine whether rates hold steady or shift, influencing mortgage…
Homeownership Could Cost 20% Less Than Renting—But There’s a Catch
New research reveals that first-time buyers could pay around 20% less in mortgage costs than renters—if they can put down a sizable deposit. The potential savings are substantial, yet many…
UK House Prices Fall In February Despite Expected Pre-Stamp Duty Rush
Halifax reported a 0.1% decline in UK house prices for February, falling short of market expectations. Analysts suggest that Stamp Duty changes and affordability concerns are influencing buyer behaviour.
