Mortgage Shock Looms for UK Homeowners as Fixed-Rate Deals Expire
As fixed-rate mortgage terms come to an end, many UK homeowners could face sudden repayment hikes, with some seeing annual costs increase by nearly £5,000.
200,000 Children in England at Risk of Growing Up in Temporary Homes, Analysis Reveals
In just a few years, over 200,000 children in England are expected to live in temporary housing, according to new projections. This increase highlights the growing housing crisis, with families…
House Prices Surge Nationwide as Buyers Rush Before Stamp Duty Changes
As the stamp duty holiday nears its end, house prices in the UK have seen a significant jump. With new tax rules kicking in, buyers are scrambling to secure homes…
Renters Risk Losing £800 as Local Housing Allowance (LHA) Frozen Until 2026
Many tenants face a widening gap between rent and benefit support as LHA rates remain frozen. Discretionary payments and interest-free loans offer limited relief amid rising housing costs.
Barclays Slashes Mortgage Rates Below 4% as Lending Landscape Shifts
A major UK bank has entered the spotlight with a move that could set the tone for the months ahead. Barclays has introduced mortgage rates under 4%, targeting a specific…
Benefit Freeze Leaves Just 2.5% of England’s Rentals Affordable, New Study Reveals
A growing shortfall between housing benefit and private rent is locking millions out of the market. With a freeze now in place, low-income families are being left behind as costs…
Stamp Duty Hike to Cost Homebuyers Up to £2,500 as Thresholds Set to Revert
Homebuyers in England are bracing for a stamp duty increase from April, with changes set to add thousands to purchase costs as temporary tax relief comes to an end.
Santander Eases Borrowing Rules, Raising Mortgage Limits by £35,000
Santander is changing how much buyers can borrow — and others may soon follow. Lancs Live reports the bank has relaxed its mortgage rules, hinting at a shift in market…
Santander Breaks Rank: First Big Bank to Ease Key Mortgage Rule
Santander has quietly adjusted a crucial part of its mortgage lending criteria, potentially allowing homebuyers to borrow significantly more. As the first major UK bank to ease this rule, its…
Housing in England and Wales Returns to Pre Pandemic Affordability Levels
House buying is now as affordable as it was before the pandemic, new figures reveal. Wage growth has outpaced house prices across most regions in England and Wales.
Mid Devon District Council to Refund Tenants After Six-Year Rent Error
A rent error buried for years has left Mid Devon District Council facing mounting repayments and difficult questions. As over 1,200 tenants await refunds, the council is now re-examining dozens…
£2bn Housing Investment by Reeves Set to Offset Austerity Measures in Spring Statement
Chancellor Rachel Reeves has announced a £2bn investment in affordable housing, which will fund 18,000 new homes. The funding is part of her strategy to mitigate the effects of a…
Rents in Scotland Set to Skyrocket as Protections End – Tenants Demand Action
As rent protections come to an end in Scotland, tenants are bracing for significant rent increases. According to tenant unions, without further intervention, rents could soar, leaving many in financial…
Wales: The Most Unaffordable Place for First-Time Buyers in Britain, Report Reveals
A recent report has revealed that Wales is the hardest part of Britain for first-time buyers to enter the property market. In fact, six of the ten least affordable areas…
UK Leads the World With the Highest Property Tax Burden, New Analysis Reveals
According to new analysis, the UK’s property tax burden has topped the global rankings, placing it above every other developed nation. As a percentage of GDP, the UK stands at…
Skipton Building Society Offers Mortgage Support Amid Stamp Duty Hike
Skipton Building Society is offering new mortgage products to help first-time buyers meet the April 1 stamp duty deadline. The initiative includes cashback options to ease the financial strain of…
Nationwide Overhauls Mortgage Rules: Major Changes for Interest-Only and Foreign National Borrowers
Nationwide is increasing the maximum loan-to-value for interest-only mortgages and extending more borrowing opportunities for foreign nationals. This shift aims to help more customers access their mortgage range. With a…
Millions of UK Homeowners Face Mortgage Shock as Interest Rate Decision Looms
Millions of homeowners could be caught off guard as the Bank of England prepares its next interest rate decision. With mortgage deals expiring, misconceptions about rates may lead to costly…
Big Mortgage Change Coming: Interest Rate Update Could Impact Millions
Millions of UK homeowners are on alert as an important interest rate decision approaches. Next Thursday, the Bank of England will determine whether rates hold steady or shift, influencing mortgage…
Homeownership Could Cost 20% Less Than Renting—But There’s a Catch
New research reveals that first-time buyers could pay around 20% less in mortgage costs than renters—if they can put down a sizable deposit. The potential savings are substantial, yet many…
UK House Prices Fall In February Despite Expected Pre-Stamp Duty Rush
Halifax reported a 0.1% decline in UK house prices for February, falling short of market expectations. Analysts suggest that Stamp Duty changes and affordability concerns are influencing buyer behaviour.
HSBC Revamps Mortgage Policies, Opening Doors for More Homebuyers
HSBC is making bold moves in the mortgage market, cutting rates and relaxing rules for homebuyers. The bank’s latest policy overhaul brings a key change that could open doors for…
UK Rental Prices Revealed the Most and Least Expensive Cities to Rent in 2025
New data reveals the most and least expensive cities for UK rental in 2025. While prices remain high, the market shows signs of stabilisation.
Multi-Million-Pound Investment to Transform West Midlands Neighbourhoods
The West Midlands is set to receive a significant investment boost, targeting areas long left behind. From high streets to community hubs, the funding aims to reshape local neighbourhoods. Residents…
Buyers Drive Unexpected Rise in UK House Prices Ahead of April Tax Shift
A wave of eager buyers sent UK house prices higher than forecast in February, as many raced to close deals ahead of looming tax changes. Despite affordability concerns, cash purchases…
UK Rental Growth Slows to Its Lowest Rate in Three Years, Says Zoopla
UK rental growth has slowed to its lowest rate in three years, with affordability pressures reshaping the market and influencing landlord pricing strategies.
England to Abolish Centuries-Old Leasehold System, Impacting Millions of Homeowners
The government's plan to abolish leasehold marks a turning point for millions of homeowners. By shifting to commonhold, property owners will gain greater control over their homes, free from restrictive…
Retirees Can Claim £12,000 Stamp Duty Relief Before April—Who Qualifies and How to Apply?
Retirees looking to downsize before April 1, 2024, could receive £12,000 in stamp duty relief through a McCarthy Stone initiative. Find out who qualifies and how to apply.
How Buying a New Car on Finance Could Reduce Your Mortgage Borrowing Power
Taking out a car on finance might seem like a simple choice, but it could cost you thousands in mortgage borrowing power. Lenders factor in monthly payments, which can limit…
UK House Prices Rise by 0.4% in February, Exceeding Expectations
House prices in the UK increased by 0.4% in February, outpacing economists' expectations. The rise comes amid a surge in transactions ahead of the stamp duty relief deadline.
Landlords Face £4,000 Fines for Failing to Register with Data Regulator
Landlords who store tenant data electronically risk £4,000 fines if they fail to register with the Information Commissioner's Office (ICO) under UK data protection laws.
Nationwide Challenges Labour Over Mortgage Rules as Affordability Worsens
Nationwide has emerged as the UK’s top first-time buyer lender, but now it’s raising alarms over mortgage affordability. The society is pushing Labour to rethink lending caps that could be…
Santander Revises Mortgage Rules – Key Changes for Homebuyers
Santander has revised its mortgage affordability criteria, cutting rates by 0.25% and updating household expenditure figures. The changes could impact borrowers seeking new loans or refinancing existing ones. Meanwhile, the…
Stamp Duty Changes: What Every Homebuyer Needs to Know Before April 1
With less than a month to go, homebuyers are facing a race against time to beat significant changes to stamp duty that could add thousands to their tax bill. According…
Spain’s New Property Tax Sparks Global Debate on Real Estate Policies
Spain’s new property tax policy is raising concerns among foreign investors and real estate experts. As other countries watch closely, its broader impact remains uncertain.
Starmer’s Housing Revolution: 100 New Towns and Fast-Tracked Planning
The UK government is advancing plans to build 1.5 million homes, with over 100 locations under consideration for new towns. Sir Keir Starmer has pledged to remove roadblocks and accelerate…
UK Government Moves to Cut Housing Benefit for Rogue Landlords
Tougher regulations on Housing Benefit and a major funding boost aim to reshape the UK’s rental market—but will these measures be enough to fix the housing crisis?
Scotland’s Property Tax Shake-Up: What Could Replace the Current Council Tax?
For years, Scotland’s council tax system has faced criticism over fairness and outdated property bands. Now, the Scottish Government and Cosla are taking action, but what reforms are actually on…
Stamp Duty Tax Change: Thousands of Buyers at Risk of Paying Up to £11,250 More
A looming tax change is set to hit thousands of homebuyers, with first-time buyers among the hardest hit. As stamp duty allowances shrink, those who miss the deadline could see…
Slow Property Sales? New Digital Overhaul Aims to Streamline Homebuying
Buying a home in the UK is about to change, with a government push to digitalise property data and speed up transactions. A new initiative aims to eliminate delays caused…
UK Landlords Face New Energy Efficiency Rules to Cut Renters’ Bills
New government rules will require UK landlords to improve energy efficiency in rental properties, potentially saving tenants £240 per year on bills.
UK Inflation Drops to 2.5%—What It Means for Interest Rates, Mortgages, and Savings
Inflation has fallen, bringing relief to consumers—but does this signal a turning point or just a brief pause in economic turbulence? As the Bank of England prepares its next move,…
Construction Slowdown Hits UK’s Regional Cities, Challenging Rayner’s Housing Plan
Construction in key UK cities outside London has slumped, dealing a major blow to Angela Rayner’s housing agenda. Deloitte’s survey highlights a significant drop in new projects and homes under…
Nearly One Million Children in the UK at Risk as Housing Costs Spiral
As rents soar and government support stagnates, nearly a million children in the UK face financial hardship. A growing number of families are struggling to keep up, with social housing…
Spray Foam Insulation: The Hidden Risk That’s Affecting Mortgage Approvals
Spray foam insulation has become a popular choice for improving energy efficiency, but it's now causing financial headaches for homeowners. Improper installation can lead to serious structural issues, making properties…
Interest Rate Drop: What Savers, Homeowners, and Retirees Need to Know
With the Bank of England set to reduce interest rates next week, the effects on the UK's economy could be far-reaching. Falling inflation and economic stagnation have set the stage…
UK Housing Market Sees Strongest Start in Three Years as Buyers Rush to Beat Stamp Duty Changes
The UK housing market has started the year with increased sales activity and rising property prices in several regions. While demand remains strong, upcoming stamp duty changes and economic factors…
Households in Scotland Hit With 9.9% Water Bill Increase amid Climate Concerns
Water costs for Scottish households are set to rise sharply in April, marking the third consecutive year of significant hikes. The increase is tied to urgent infrastructure investments aimed at…
London’s Housing Pressures Persist as Rental Prices Shift Across the UK
For the first time in five years, rental prices outside London have dropped, hinting at a shift in the UK housing market. While demand cools and more properties become available,…
Mortgage Crisis Leaves One in Ten UK Homeowners Struggling to Keep Up
As mortgage rates climb and living expenses surge, UK families are facing unprecedented financial pressure. New data reveals one in ten homeowners are struggling to meet payments, cutting back on…
