{"id":123737,"date":"2026-07-31T12:00:00","date_gmt":"2026-07-31T11:00:00","guid":{"rendered":"https:\/\/en.econostrum.info\/uk\/?p=123737"},"modified":"2026-07-31T11:12:21","modified_gmt":"2026-07-31T10:12:21","slug":"hmrc-starts-contacting-self-employed-workers","status":"publish","type":"post","link":"https:\/\/en.econostrum.info\/uk\/hmrc-starts-contacting-self-employed-workers\/","title":{"rendered":"HMRC Starts Contacting Thousands of Self-Employed Workers over a Hidden State Pension Problem"},"content":{"rendered":"\n

The issue concerns some people who became self-employed but did not complete the specific CWF1 registration form<\/strong>, even if they were already registered for Self Assessment. HMRC said the problem has been resolved for people becoming self-employed from the 2024\/25 tax year onwards.<\/p>\n\n\n\n

HMRC Identifies National Insurance Record Issue Affecting Self-Employed Workers<\/strong><\/h2>\n\n\n\n

According to HMRC, around 800,000 taxpayers may have National Insurance records affected by the issue, including approximately 160,000 people who are already at, or within two years of reaching, State Pension age. Those closest to retirement are being contacted first, with further letters expected over the coming months.<\/p>\n\n\n\n

The problem relates mainly to Class 2 National Insurance contribution<\/strong>s, which help self-employed people build qualifying years towards their State Pension<\/a>. Some individuals who registered for Self Assessment when starting self-employment did not separately notify HMRC using form CWF1. As a result, HMRC\u2019s National Insurance system may not have recognised that Class 2 contributions were due.<\/p>\n\n\n\n

Other gaps may also have occurred where Class 2 contributions were paid after the 31 January deadline, or where payments were initially used to settle outstanding tax liabilities rather than National Insurance contributions.<\/p>\n\n\n\n

The letters being sent by HMRC are not demands for payment. They are intended to inform affected taxpayers that they may be able to review their records <\/strong>and fill missing qualifying years. According to HMRC, people affected by this specific issue will be allowed to make voluntary contributions for years dating back to 2015\/16, beyond the usual six-year limit.<\/p>\n\n\n\n

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\ud83d\udea8HMRC Reminder\ud83d\udea8

If you have a Self Assessment Payment on Account, your second payment is due tomorrow (31 July) by midnight.

You can pay securely using the HMRC app or online.

Find out more: https:\/\/t.co\/aULrS8VzGM<\/a>#HMRC<\/a> #SelfAssessment<\/a> #Tax<\/a> #UK<\/a><\/p>— Citizens Advice East Lancashire (@CAEastLancs) July 30, 2026<\/a><\/blockquote>