{"id":121220,"date":"2026-06-03T11:00:00","date_gmt":"2026-06-03T10:00:00","guid":{"rendered":"https:\/\/en.econostrum.info\/uk\/?p=121220"},"modified":"2026-06-03T10:58:04","modified_gmt":"2026-06-03T09:58:04","slug":"up-to-4300-in-pension-credit-left-unclaimed","status":"publish","type":"post","link":"https:\/\/en.econostrum.info\/uk\/up-to-4300-in-pension-credit-left-unclaimed\/","title":{"rendered":"Are You Eligible? Up to \u00a34,300 in Pension Credit Left Unclaimed"},"content":{"rendered":"\n<p>Up to<strong> 910,000 pensioner households<\/strong> across the UK could be missing out on<strong> Pension Credit<\/strong>, new figures from the<strong> Department for Work and Pensions (DWP)<\/strong> suggest. Despite growing awareness of the benefit, many older people are still not claiming the support they are entitled to.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sharp Drop in Pension Credit Applications<\/h2>\n\n\n\n<p>The latest DWP data shows that <a href=\"https:\/\/www.gov.uk\/pension-credit\/how-to-claim\" target=\"_blank\" rel=\"noopener\"><strong>Pension Credit<\/strong><\/a> applications fell sharply in <strong>2025\/26<\/strong>. The department received<strong> 211,125 applications<\/strong>, down <strong>34%<\/strong> from <strong>321,035 the previous year.<\/strong> Similarly, awards dropped to<strong> 138,165<\/strong>, a <strong>24%<\/strong> decline from <strong>180,970 in 2024\/25.<\/strong><\/p>\n\n\n\n<p>Financial experts warn that this decline hides a much larger problem. According to Broadstone, up to <strong>910,000 eligible households<\/strong> are not claiming Pension Credit, potentially missing out on<strong> \u00a32.5 billion in support.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image alignnone wp-image-121221 size-full\"><img decoding=\"async\" width=\"1523\" height=\"780\" src=\"https:\/\/en.econostrum.info\/uk\/wp-content\/uploads\/sites\/6\/2026\/06\/econo-uk-us-visual-selection-69.png\" alt=\"Pension Credit\" class=\"wp-image-121221\" srcset=\"https:\/\/en.econostrum.info\/uk\/wp-content\/uploads\/sites\/6\/2026\/06\/econo-uk-us-visual-selection-69.png 1523w, https:\/\/en.econostrum.info\/uk\/wp-content\/uploads\/sites\/6\/2026\/06\/econo-uk-us-visual-selection-69-380x195.png 380w, https:\/\/en.econostrum.info\/uk\/wp-content\/uploads\/sites\/6\/2026\/06\/econo-uk-us-visual-selection-69-1200x615.png 1200w, https:\/\/en.econostrum.info\/uk\/wp-content\/uploads\/sites\/6\/2026\/06\/econo-uk-us-visual-selection-69-520x266.png 520w\" sizes=\"(max-width: 1523px) 100vw, 1523px\" \/><figcaption class=\"wp-element-caption\">Credit: Econostrum<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">&nbsp;<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">What Pension Credit Offers<\/h2>\n\n\n\n<p>Pension Credit is a means-tested benefit designed to top up the income of older people with low earnings. Guarantee Credit ensures a weekly minimum income of <strong>\u00a3238 for singles<\/strong> and <strong>\u00a3363.25 for couples<\/strong>, with extra amounts for those who are disabled, carers, or have certain housing costs.<\/p>\n\n\n\n<p>Savings Credit can provide an additional <strong>\u00a317.96 per week for singles<\/strong> and <strong>\u00a320 for couples,<\/strong> depending on income and savings. Overall, eligible pensioners could receive up to <strong>\u00a34,300 a year in total support.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Additional Benefits<\/h2>\n\n\n\n<p>Receiving Pension Credit can also unlock a wide range of other support, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Housing Benefit or Support for <a href=\"https:\/\/en.econostrum.info\/uk\/mortgage-chaos-unfolds-lenders\/\" target=\"_blank\" rel=\"noopener\">Mortgage Interest<\/a><\/li>\n\n\n\n<li>Council Tax reductions<\/li>\n\n\n\n<li>Free TV licence for those aged 75 or over<\/li>\n\n\n\n<li>NHS help with dental treatment, glasses, and hospital transport<\/li>\n\n\n\n<li>Warm Home Discount for heating costs<\/li>\n\n\n\n<li>Discounts on Royal Mail redirection services<\/li>\n<\/ul>\n\n\n\n<p>Even an award as small as<strong> \u00a31 per week<\/strong> can open access to these additional benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Check Eligibility and Claim<\/h2>\n\n\n\n<p>Pensioners or their families can use the online <a href=\"https:\/\/www.gov.uk\/pension-credit-calculator\" target=\"_blank\" rel=\"noopener\">Pension Credit calculator on GOV.UK<\/a> to check eligibility and estimate payments. Claims can also be made by calling the Pension Credit helpline on <strong>0800 99 1234<\/strong> (Monday\u2013Friday, 8am\u20136pm).<\/p>\n\n\n\n<p>Independent organisations, such as Age UK, Citizens Advice, Independent Age, and Income Max, provide additional support and guidance for those making claims.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Are you over the State Pension age, and struggling with your living costs? Check your eligibility for Pension Credit.<br><br>Pension Credit provides those eligible with extra money, which can help with your living costs, as well as a range of other benefits.<a href=\"https:\/\/t.co\/M3uHGrIK38\">https:\/\/t.co\/M3uHGrIK38<\/a> <a href=\"https:\/\/t.co\/GeUZvzp6Te\">pic.twitter.com\/GeUZvzp6Te<\/a><\/p>&mdash; Older People\u2019s Commissioner for Wales (@talkolderpeople) <a href=\"https:\/\/x.com\/talkolderpeople\/status\/2062089403401654493?ref_src=twsrc%5Etfw\">June 3, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Why Acting Now Matters<\/h2>\n\n\n\n<p><strong>David Brooks<\/strong>, Head of Policy at Broadstone, said: \u201c<em>The surge in claims following Winter Fuel Payment changes highlighted how many pensioners were missing out. The risk now is that awareness fades, leaving thousands of households without income support.<\/em>\u201d<\/p>\n\n\n\n<p>With thousands of pensioners potentially losing out on \u00a34,300 a year, experts stress the importance of checking eligibility and submitting a claim to ensure older households receive the financial support they are entitled to.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nearly one million pensioner households in the UK could be missing out on up to \u00a34,300 a year in Pension Credit. Many are unaware they qualify, leaving money on the table that could help with energy bills, Council Tax, and other essential costs. Check eligibility now.<\/p>\n","protected":false},"author":6,"featured_media":121222,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[],"class_list":["post-121220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"_links":{"self":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts\/121220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/comments?post=121220"}],"version-history":[{"count":2,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts\/121220\/revisions"}],"predecessor-version":[{"id":121230,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts\/121220\/revisions\/121230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/media\/121222"}],"wp:attachment":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/media?parent=121220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/categories?post=121220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/tags?post=121220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}