{"id":120178,"date":"2026-05-07T10:45:00","date_gmt":"2026-05-07T09:45:00","guid":{"rendered":"https:\/\/en.econostrum.info\/uk\/?p=120178"},"modified":"2026-05-07T10:04:56","modified_gmt":"2026-05-07T09:04:56","slug":"isa-customers-urged-to-check-nationwide","status":"publish","type":"post","link":"https:\/\/en.econostrum.info\/uk\/isa-customers-urged-to-check-nationwide\/","title":{"rendered":"ISA Customers Urged to Check Nationwide Update as New Rates Go Live"},"content":{"rendered":"\n<p>Nationwide has introduced higher rates across its fixed-rate Cash ISA range, with customers able to earn up to <strong>\u00a34,822<\/strong> in tax-free interest over five years. The changes came into effect this week and apply to several savings products offered by the building society.<\/p>\n\n\n\n<p>The updated rates include a one-year fixed Cash ISA paying 4.5 per cent AER and a two-year option paying 4.55 per cent AER. Nationwide said the highest rate available is 4.6 per cent AER, offered on both its three-year and five-year fixed ISAs. The changes also mean older versions of these accounts are no longer available to new customers<strong> from 6 May 2026 onwards<\/strong>. According to Nationwide, the revised rates are available online, by phone and in branch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Fixed ISA Rates Increase Across Multiple Terms<\/strong><\/h2>\n\n\n\n<p>Nationwide said its latest changes cover short- and longer-term savings products, with rates varying depending on how long customers are prepared to lock away their money. The one-year fixed Cash <a href=\"https:\/\/en.econostrum.info\/uk\/popular-isa-scheme-faces-overhaul\/\" data-type=\"post\" data-id=\"118299\">ISA <\/a>now pays 4.5 per cent AER tax-free, while the two-year account pays 4.55 per cent AER. Both the three-year and five-year fixed-rate ISAs offer 4.6 per cent AER tax-free.<\/p>\n\n\n\n<p>According to <strong>Finder<\/strong>, the average UK saver currently has \u00a319,214 set aside. Based on those figures, someone depositing that amount into Nationwide\u2019s one-year ISA at 4.5 per cent would receive \u00a3860.58 in tax-free interest over 12 months.<\/p>\n\n\n\n<p>The same deposit placed into the three-year fixed ISA at 4.6 per cent would return <strong>\u00a32,762.37 <\/strong>across the full term. Over five years, the five-year fixed ISA would generate \u00a34,822.23 in interest.<\/p>\n\n\n\n<p>Nationwide also confirmed changes to some of its flexible savings products. Its one-year Triple Access ISA pays 3.30 per cent AER tax-free, although the rate falls to 1.05 per cent after four or more withdrawals. The same terms apply to the building society\u2019s one-year Single Access Saver, which also pays 3.30 per cent AER variable.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Nationwide Warns Customers of Upcoming Changes Across All 605 Branches <a href=\"https:\/\/t.co\/IT7yEBzL4Z\">https:\/\/t.co\/IT7yEBzL4Z<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/News?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">#News<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/BritishNews?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">#BritishNews<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/UKNews?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">#UKNews<\/a><\/p>&mdash; BritainsNews (@Britains_News) <a href=\"https:\/\/twitter.com\/Britains_News\/status\/2052111442011197937?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">May 6, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Nationwide Says Customers Continue to Value Branch Access<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/uk.linkedin.com\/in\/richard-stocker-434166297\" target=\"_blank\" rel=\"noopener\">Richard Stocker<\/a>, Head of Savings at Nationwide, said the organisation wanted to provide customers with a range of savings options across different terms. \u201c<em>We\u2019re pleased to launch new higher rates across our Fixed rate ISA range with both short- and longer-term options<\/em>,\u201d he said.<\/p>\n\n\n\n<p>Stocker also referred to Nationwide\u2019s access options for customers who prefer branch banking. According to the building society, all ISA products and rates remain available in branch, online and by phone. \u201c<em>We know customers value choice in how they bank, which is why we\u2019ve extended our Branch Promise<\/em>,\u201d Stocker said.<\/p>\n\n\n\n<p>Nationwide added that customers can also use its in-app budgeting <strong>tool <\/strong>to manage their finances. The building society said older versions of the revised ISA products have now been withdrawn from sale for new account openings.<\/p>\n\n\n\n<p>The mutual, which competes with banks including HSBC UK, Santander, Lloyds, NatWest and Barclays, has branches across the UK, including in Birmingham. Nationwide said further details about its savings range are available through its website and customer channels.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nationwide has introduced new ISA rates across several fixed-term accounts, with longer-term savers potentially earning thousands in tax-free interest. The updated deals are now available online, by phone and in branches.<\/p>\n","protected":false},"author":10,"featured_media":120181,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[44],"tags":[],"class_list":["post-120178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"_links":{"self":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts\/120178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/comments?post=120178"}],"version-history":[{"count":2,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts\/120178\/revisions"}],"predecessor-version":[{"id":120182,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/posts\/120178\/revisions\/120182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/media\/120181"}],"wp:attachment":[{"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/media?parent=120178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/categories?post=120178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/en.econostrum.info\/uk\/wp-json\/wp\/v2\/tags?post=120178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}