With summer holidays approaching, UK holidaymakers are being advised to apply for the UK Global Health Insurance Card (GHIC), which could save them significant costs should they need medical care while abroad.
This essential card provides access to state-funded healthcare services in 34 countries, including those in the European Economic Area (EEA) and several other key destinations.
In light of the growing number of tourists traveling abroad this summer, the GHIC serves as an important safeguard for British travellers.
Offering access to free or low-cost healthcare in the event of illness or injury, this card replaces the European Health Insurance Card (EHIC) and ensures that UK citizens can benefit from healthcare that mirrors what local residents receive.
How the GHIC Card Works
According to the National Health Service (NHS), the GHIC allows UK citizens to receive necessary state healthcare during their stays in countries across the EEA, as well as other listed destinations.
This healthcare is available on the same terms as it would be for a local resident, which may mean free treatment or paying only the standard fee required from residents of that country.
Key services covered by the GHIC include emergency care, A&E visits, and treatment for long-term or pre-existing conditions. It also includes maternity care, provided the holidaymaker is not planning to give birth abroad.
Crucially, without the GHIC, travellers could face substantial medical bills, which can escalate quickly depending on the treatment needed.
The card is valid for up to five years and can be applied for directly through the NHS website. For those still holding an EHIC, it remains valid until its expiration date, after which the GHIC must be obtained.
A Simple Application Process
Securing the GHIC is straightforward. UK residents can apply for a new card up to nine months before their current card expires, ensuring there is no gap in coverage. As healthcare costs abroad can be exorbitant, this simple step provides peace of mind when travelling to Europe or beyond.
It’s also worth noting that the GHIC applies not only to European countries but also to territories such as St Helena and Tristan da Cunha, which are outside the EEA. The 34 countries where the GHIC is valid include :
- Austria
- Australia
- Belgium
- Bulgaria
- Croatia
- Republic of Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Ireland
- Jersey
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Montenegro
- Netherlands
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- St Helena
- Sweden
- Tristan da Cunha
Ensuring that travellers have this card before heading abroad is crucial for avoiding unexpected healthcare costs and securing vital medical assistance should the need arise.
