The Department for Work and Pensions (DWP) has confirmed that over 13 million people in the UK currently receive the State Pension, a contributory payment that offers vital financial support from the age of 66.
While the benefit provides a steady income — worth up to £230.25 per week under the New State Pension — it also marks a turning point in eligibility for a number of means-tested and non-contributory benefits.
According to the Daily Record, reaching the State Pension age comes with an automatic cut-off for several key welfare payments. The eligibility landscape changes significantly, particularly for individuals who have been relying on income-based benefits or employment-related allowances.
Benefits You Can No Longer Claim at State Pension Age
Once an individual reaches the State Pension age, they are no longer eligible for a number of working-age benefits administered by the DWP.
These include Jobseeker’s Allowance (JSA) and both Income-related and Contributory/New Style Employment and Support Allowance (ESA). Additionally, claims for Income Support and Universal Credit become invalid.
Claims for Disability Living Allowance (DLA) or Personal Independence Payment (PIP) also cease to be accepted after reaching this age.
According to guidance published by Turn2us, renewals are permitted for those who were already in receipt of these disability benefits, provided the renewal is based on the same condition and submitted within 12 months of the last claim’s end date.
In terms of bereavement benefits, new applications for the Bereavement Support Payment or the Widowed Parent’s Allowance also become unavailable once the State Pension age is reached.
Complications may arise for couples where only one partner has reached pension age. Mixed-age couples can face restricted access to certain benefits, such as Universal Credit, and are urged to seek tailored advice.
Benefits Still Available After State Pension Age
Despite losing access to several schemes, individuals over State Pension age remain eligible for a number of targeted supports. According to Turn2us, benefits such as Carer’s Allowance, Guardian’s Allowance, and Child Benefit are not impacted by age, although income thresholds may affect the amount awarded.
Further financial support includes Housing Benefit, Council Tax Support, and Support for Mortgage Interest, subject to personal financial circumstances. Seasonal energy payments also remain accessible, including Cold Weather Payment and the Warm Home Discount Scheme, although eligibility varies between England, Wales, and Scotland.
Importantly, Pension Credit becomes available at State Pension age, offering additional support to those on low incomes. This benefit can also act as a gateway to other entitlements, including free NHS dental treatment and help with heating bills.
