Pensioners in the UK have access to a range of free benefits that can significantly ease the cost of living. If you’re over 60 or already receiving the State Pension, you could be entitled to several key benefits, from healthcare and discounts on public transport to financial support for bills. Swindon Advertiser has rounded up the most essential benefits available to pensioners, helping ensure you’re not missing out on valuable support.
Key Benefits for Pensioners Over 60
Pensioners over 60 are entitled to a range of benefits that can ease financial pressures. From healthcare support to travel discounts, it’s important to check if you’re eligible for these valuable perks. Here are some key benefits available to you:
State Pension and Additional Support
The UK State Pension offers substantial financial support, with those eligible able to claim based on qualifying years of National Insurance (NI) payments. You can receive £134.25 per week for the Basic State Pension, or if you have at least 35 qualifying years, the Full State Pension pays up to £175.20 per week. In addition, if your income is low, you could also claim Pension Credits or Pension Guarantee Credits for extra help. For those earning below £173.75 weekly or £265.20 with a partner, Pension Credits can offer a lifeline.
Free Eye Tests, Dental Care, and Prescriptions
Pensioners aged 60 and over are entitled to free NHS prescriptions. They can also access free eye tests and dental care, though some eligibility for dental treatment might depend on claiming additional benefits such as Pension Guarantee Credits. This ensures that even with financial constraints, essential healthcare remains accessible.
Attendance Allowance and Other Support
For pensioners who need personal care assistance, Attendance Allowance provides support, offering either £59.70 or £89.15 per week depending on the level of care needed. Additionally, the Disability Living Allowance (DLA), which covers extra costs for those living with disabilities, provides up to £151.40 per week.
Discounts and Concessions
Free TV Licence and Public Transport
A free TV licence is available for pensioners over 75 who claim Pension Guarantee Credits, while anyone over 60 can also apply for a free bus pass in England or travel for free on buses, ferries, and trains in Wales and Scotland. In London, the 60+ Oyster photocard allows free travel on public transport, including the Tube, buses, and trams.
Help with Bills and Emergencies
Several winter-related financial aids such as the Winter Fuel Payment, Cold Weather Payment, and Warm Home Discount are designed to reduce energy costs. Additionally, pensioners may qualify for Housing Benefit, Council Tax Reduction, and other public transport concessions to further ease the financial strain.
