State pensioners across the UK could be missing out on free financial support and discounts worth up to £9,077 this month, according to Express.co.uk. Many of these benefits are available through Pension Credit, a scheme designed to help low-income retirees cover housing costs, energy bills, and essential services.
Despite a record number of new Pension Credit claims, the Department for Work and Pensions (DWP) is urging pensioners to check their eligibility, as many are still unaware of the full range of support available.
What Discounts and Benefits Are Available?
State pensioners can access various financial support schemes to help cover essential living expenses. Many of these benefits are unlocked through Pension Credit, but some are available to all older adults who meet the criteria.
Pension Credit Increases Income
Pension Credit can provide up to £4,300 per year for eligible pensioners, helping to top up their weekly income and make essential living costs more manageable. The scheme is open to state pensioners on low incomes and can also unlock access to several other financial support measures.
Housing Benefit Helps With Rent
Pensioners who receive Pension Credit may also qualify for Housing Benefit, which can reduce rental costs by an average of £1,000 per year. The exact amount depends on income, savings, and local council rates.
Council Tax Reductions Available
Many pensioners are eligible for council tax reductions, with savings of up to £1,600 per year. Those on low incomes or Pension Credit may receive a full or partial exemption, depending on their local authority’s scheme.
Free TV Licence for Over-75s
Pensioners aged 75 or over and claiming Pension Credit can apply for a free TV licence, which would otherwise cost £169.50 per year. The licence covers live TV and BBC iPlayer access.
Warm Home Discount Reduces Bills
The Warm Home Discount Scheme offers a £150 rebate on electricity bills, helping pensioners manage rising energy costs. Those on Pension Credit are automatically eligible, while others may need to apply through their energy supplier.
Free NHS Prescriptions and Eye Care
Pensioners on low incomes can claim free NHS prescriptions, eye tests, and glasses vouchers, saving up to £215 per year. Applications can be made through the NHS Low Income Scheme.
Free NHS Dental Treatment
Eligible pensioners can also access free NHS dental treatment, covering check-ups, fillings, and dentures. This benefit is estimated to be worth up to £1,000 per year for those needing regular dental care.
Cold Weather Payments for Freezing Conditions
During periods of extreme cold, eligible pensioners can receive Cold Weather Payments of £25 per eligible week. The scheme applies when temperatures drop below zero for seven consecutive days.
Attendance Allowance for Health Needs
Pensioners with disabilities or health conditions may be eligible for Attendance Allowance, which provides up to £434 per month to help with care costs and daily living needs.
How to Apply for Pension Credit
Applications for Pension Credit can be made up to four months before reaching State Pension age and can be backdated by up to three months. Pensioners can apply:
- Online via the GOV.UK website
- By phone at 0800 99 1234
With thousands of eligible pensioners still unaware of these entitlements, checking eligibility now could provide valuable financial relief amid rising living costs.
