Nationwide customers could be eligible for a £100 bonus this year if the building society continues its Fairer Share Payment scheme, which has been running since 2023. Although the bank has not yet officially announced the bonus for 2025, financial experts suggest it is likely to return.
How the Fairer Share PaymentWorked in Previous Years
The Fairer Share Payment scheme has been in place for the last two years, rewarding millions of Nationwide customers in 2023 and 2024. Last year, 3.85 million customers received a £100 payment. The scheme benefited everyday bankers as well as those with a Nationwide mortgage.
The bonus was announced in May in both years and was paid out in June. If Nationwide follows the same pattern, an announcement for 2025 could be expected around the same time. The specifics of how eligibility was determined in previous years were only revealed shortly before payments were made.
Two Key Factors That Could Influence Eligibility
Although the exact criteria for 2025 have not been confirmed, in previous years, customers had to meet two key conditions:
- Maintain an active current account – Customers needed to keep their Nationwide current account open until at least 31 March.
- Regular account activity – The account had to be actively used each month up to the end of March. This included transactions such as spending money and paying direct debits.
According to Birmingham Live, it is unclear whether the same rules will apply in 2025, but financial experts advise customers to follow the same approach to maximise their chances. Since Nationwide has used these criteria in the past, those expecting a potential payout may consider ensuring their account remains active.
Customer Eligibility and Past Patterns
The number of customers who received the Fairer Share Payment has varied, but in both years, a significant proportion of Nationwide members qualified. However, there were no guarantees, and the specific eligibility criteria were only confirmed close to the time of payment.
The payment has typically been linked to the idea of rewarding loyal customers, but not all account holders were included. Customers who met the conditions set by Nationwide automatically received the payment without needing to apply. If the scheme is repeated in 2025, it is expected that payments would follow a similar process.
Nationwide has stated in previous years that the scheme was part of its efforts to ensure that profits were shared with members. Whether this will continue remains to be seen, but the banking giant has not yet made any announcement confirming the Fairer Share Payment for this year.
When an Announcement Is Expected
Financial advice site Money Saving Expert (MSE), founded by Martin Lewis, has suggested that Nationwide will likely follow the same schedule as in previous years. If so, an official announcement could come in May 2025, with payments following in June.
MSE noted : “For the past two years, Nationwide has given some existing customers a £100 ‘Fairer Share’ bonus. It’s likely, though not guaranteed, to do the same again this year.”
While Nationwide has yet to confirm whether the scheme will run in 2025, past trends indicate that customers who meet the expected eligibility criteria may have a higher chance of receiving the payment.
Until an official announcement is made, customers may choose to keep their accounts active and regularly used to ensure they remain eligible, should the scheme return.