A new round of cost of living payments is being launched across parts of southeast England, as rising inflation and housing costs continue to stretch household budgets. The Department for Work and Pensions (DWP), via the Household Support Fund (HSF), is offering targeted financial relief of up to £150 to vulnerable residents.
In Reading, families on low incomes, care leavers, and those already receiving state support are being prioritised. While some payments have been issued automatically, a broader application process opens in early November, expanding access to those facing financial difficulties.
Automatic Payments Reach Families and Young Care Leavers
Under the latest HSF phase, vouchers between £125 and £150 have been sent to specific households without requiring an application. According to Reading Borough Council, families with children who qualify for Pupil Premium or Free School Meals have been issued £125 vouchers via post, distributed through the Post Office.
A similar approach has been taken for young adults leaving care, many of whom have also received £125 vouchers by post, while others may have been contacted directly by the council’s Leaving Care Team. These vouchers were scheduled to be issued in July and December 2025, and must be redeemed before September 2025 or January 2026, depending on the issue date.
These automatic disbursements are intended to deliver immediate support without administrative burden for some of the most at-risk households. The value and delivery mechanism are determined by local councils, operating under the DWP’s national framework.
Broader Applications Open in November for Low-Income Residents
From 3 November 2025, Reading residents not covered by automatic payments can apply for £150 support payments under the HSF. According to council guidance, eligibility is primarily based on low income status, with households receiving income-based benefits automatically qualifying to apply.
Those not on benefits but facing financial hardship are also encouraged to apply, though their circumstances will be assessed based on income, essential expenses, and savings. A strict £2,000 savings cap applies, and the fund will not cover rent-related costs, which remain the domain of Universal Credit, Housing Benefit, or Discretionary Housing Payments.
Reading Borough Council notes that previous recipients of HSF assistance may still reapply, provided they meet the eligibility criteria. Applications will be reviewed individually, and decisions, made by council officers, are final with no right of appeal.
