DWP and HMRC payments are crucial to the financial wellbeing of millions in the UK. These payments, which affect over 20 million individuals, cover a wide range of welfare benefits, including the State Pension and various support allowances. According to the Manchester Evening News, while October 2025 does not feature any bank holidays that might disrupt the payment schedules, understanding the specific timing of your payment is essential.
Payment dates can vary based on the type of benefit you receive. This article will outline what to expect for October, ensuring you are fully prepared for the upcoming month’s financial arrangements.
Key Benefit Payments in October 2025
October is shaping up to be a regular month for payments from both the DWP and HMRC. There are no bank holidays that would affect the payment schedules, so everything is proceeding as normal. Most benefit payments follow a regular cycle, and knowing these cycles can help you plan accordingly.
Some of the most common benefits include Child Benefit, Disability Living Allowance, and Universal Credit, all of which have specific payment frequencies. Child Benefit, for instance, is typically paid every four weeks, though it can be weekly if you’re a single parent or receive certain benefits. Similarly, Disability Living Allowance payments are usually made every four weeks. Universal Credit, on the other hand, is paid monthly, while Pension Credit payments are issued every four weeks.
It’s essential to refer to your specific benefit decision notice to see the exact payment date and frequency for your case. For example, Jobseeker’s Allowance, Income Support, and Employment and Support Allowance are typically paid every two weeks. Meanwhile, Carer’s Allowance can either be paid weekly in advance or every four weeks, depending on your situation.
State Pension Payment Dates in October 2025
For those receiving the State Pension, your payment date depends on the last two digits of your National Insurance number. It’s crucial to know when you’ll be paid, especially if you rely on this income for your monthly expenses. The payment dates for October 2025 are as follows:
- National Insurance numbers ending in 00 to 19: Monday
- National Insurance numbers ending in 20 to 39: Tuesday
- National Insurance numbers ending in 40 to 59: Wednesday
- National Insurance numbers ending in 60 to 79: Thursday
- National Insurance numbers ending in 80 to 99: Friday
This system ensures that each pensioner receives their payment on the correct day. If you are unsure of the exact date for your payment, the last two digits of your National Insurance number will give you a clear answer.
What to Do If You Haven’t Received Your Payment
Occasionally, payments can be delayed or missed altogether. If you find that your expected payment hasn’t arrived, it’s important to know how to proceed. There are dedicated helplines for each type of benefit, and getting in touch with the appropriate department can help resolve the issue quickly.
For Child Benefit, the helpline is available for free at 0300 200 3100 (or +44 161 210 3086 if you are calling from outside the UK). If you’re receiving Universal Credit, you can contact the helpline at 0800 328 9344 (or 0800 012 1888 for Welsh speakers). For benefits like Jobseeker’s Allowance or Income Support, the helpline is 0800 169 0310. If you prefer to use a textphone, you can reach them at 0800 169 0314.
For Tax Credits, you can call HMRC at 0345 300 3900, or +44 2890 538 192 if you’re calling from abroad. In the case of more complex issues, these helplines offer a helpful guide to ensure your concerns are addressed.
