Thousands of state pensioners could miss out on up to £300 in financial support unless they act by Saturday, December 21, when the deadline for claiming Pension Credit to qualify for the 2024/25 Winter Fuel Payment expires.
The Department for Work and Pensions (DWP) has confirmed that applications must be submitted by 11.59pm on December 21. Those who fail to meet the deadline risk losing this crucial support for the colder months.
Urgent Call to Action for Pensioners Missing Out on Benefits
An estimated 760,000 pensioner households eligible for Pension Credit are not claiming it, according to the Labour Party. Pension Credit not only tops up incomes but also acts as a gateway to the Winter Fuel Payment, which is worth between £100 and £300.
A government spokesperson said:
“Over one million pensioners will still receive the Winter Fuel Payment, and our drive to boost Pension Credit take-up has seen applications more than double, with over 40,000 more pensioners now receiving it.”
Pensioners are being strongly encouraged to act swiftly, as all successful claims submitted before December 21 can be backdated, ensuring payment eligibility for this winter.
Understanding the Benefits and Thresholds of Pension Credit
Pension Credit is a means-tested benefit designed to ensure a minimum income for older people. For the current financial year, the following thresholds apply:
| Category | Minimum Weekly Income |
|---|---|
| Single Pensioners | £218.15 |
| Pensioners in a Couple | £332.95 |
Beyond boosting income, Pension Credit can grant access to other forms of financial support, including housing benefit, council tax reductions, and the Winter Fuel Payment.
Additional Financial Supports Linked to Pension Credit Eligibility
- Qualifying for Winter Fuel Payment: A small top-up in Pension Credit can trigger eligibility for payments up to £300.
- Housing Benefit: Assistance for rent may be available.
- Council Tax Reductions: Significant discounts or exemptions for eligible households.
- Free TV Licence: Available for those over 75 who receive Pension Credit.
Important Deadlines and Application Methods for Pension Credit
Applications for Pension Credit submitted by December 21 will be considered for backdating, ensuring eligibility during the qualifying week of September 16–22, 2024. This means pensioners could receive both a Pension Credit top-up and the Winter Fuel Payment.
How to Apply for Pension Credit
- Online: Applications can be completed via the government’s official website.
- By Phone: Call the Pension Credit claim line on 0800 99 1234.
- By Post: Forms can be requested to apply via mail.
Claimants should have the following information ready:
- National Insurance number
- Bank account details
- Details of income, savings, and investments
- Information about any partner’s financial situation, if applicable
The Urgent Need for Pensioners to Claim Winter Fuel Payment
With energy bills remaining high and temperatures dropping, the Winter Fuel Payment can be a vital lifeline. Jon Greer, head of retirement policy at Quilter, stressed:
“It is vitally important that pensioners on low incomes check their eligibility.”
Tom Selby, director of public policy at AJ Bell, added:
“Even a claim for a small amount of Pension Credit top-up during the qualifying week can trigger a Winter Fuel Payment worth up to £300.”
For those who qualify, acting now could mean significant financial relief during the toughest months of the year.
