The Social Security Administration (SSA) has released its January 2025 payment schedule, detailing when beneficiaries can expect their monthly payments. Payment timing varies based on the type of benefit and specific circumstances such as birthdate or application date.
Social Security Payments
For recipients of Social Security retirement, disability, and survivor (RSDI) benefits who filed claims after May 1, 1997, payment dates are tied to birthdates:
- Birthdays from the 1st to 10th: Payment arrives on January 8 (second Wednesday).
- Birthdays from the 11th to 20th: Payment arrives on January 15 (third Wednesday).
- Birthdays from the 21st to 31st: Payment arrives on January 22 (fourth Wednesday).
Beneficiaries who started receiving benefits before May 1997 are scheduled to receive their payments on January 3.
Supplemental Security Income (SSI) Payments
Supplemental Security Income (SSI) provides financial assistance to people with disabilities and older adults with limited income or resources. For January 2025:
- January 1 falls on New Year’s Day, a federal holiday. As a result, SSI payments will be sent on December 31, the prior weekday.
- February’s SSI payment will be issued early, on January 31, since February 1 falls on a Saturday.
What to Do If a Payment Is Missing
In the event a payment doesn’t arrive on the expected date, beneficiaries should first contact their bank or financial institution to determine if there was a processing delay. If the issue is not resolved, they should reach out to the SSA for assistance.
The SSA can be reached at 1-800-772-1213 (TTY: 1-800-325-0778) or through a local Social Security office. The administration will review the case and replace the payment if it is confirmed to be late, missing, or stolen.
Understanding the payment schedule ensures recipients receive their benefits without disruption. By marking these dates on a calendar and taking immediate action in the event of a problem, beneficiaries can avoid unnecessary delays and continue to rely on the critical financial support Social Security provides.
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