Major changes to benefits and pensions, including increased PIP and DLA payments, are set to come into force in December 2024. But when exactly will these changes take place? Find out the key dates and what you need to know to ensure you don’t miss out on vital financial support this winter.
December 2024: Major Dates for Benefits & Pensions Payment, Plus PIP & DLA Increases
By Arezki AMIRI
Published on 1 December 2024 06:40
Inflation continues to squeeze household budgets across the UK. Many families are struggling to cope with the rising cost of essentials. Bills, groceries, and rent have all hit record highs, leaving millions in need of support. For those struggling to keep up, understanding what financial assistance is available this December is crucial. In this article, we break down the key benefits, government measures, and deadlines to keep in mind.
List of Benefits Available in December 2024
Although economic pressures are still present, all major benefits will continue to be paid as usual in December. This includes:
- Universal Credit
- State pensions
- Disability living allowance
- Child benefits
However, there's one important thing to note: if your payment date falls on Christmas Day (25 December), you’ll receive your payment a day earlier, on 24 December. It’s a small but significant detail to keep in mind to avoid any financial surprises during the holiday period.
The Household Support Fund Extension
The Household Support Fund (HSF), initially introduced by the Conservative government, has been extended until March 2025. This fund provides essential financial support to vulnerable households and is distributed by local councils. While councils have the flexibility to use the funds as they see fit, many have opted to offer:
- Cash grants
- Energy bill support
- Supermarket vouchers
To find out what help is available in your area, be sure to visit your local council's website. It’s a quick way to see if you’re eligible for extra financial assistance, especially as the cost of living continues to rise.
Other Financial Help for Struggling Households
For those in urgent need, there are additional schemes designed to provide immediate relief. The budgeting advance loans for Universal Credit claimants are an important resource for people facing unexpected financial challenges. These loans are interest-free and can be repaid over a period of up to two years.
You may also qualify for certain charitable grants. These grants can be offered based on your situation and might help in areas such as:
- Disability
- Illness
- Bereavement
- Unemployment
The Turn2us charity offers a useful online tool that can help you search for available grants, which might be another option to explore if you're struggling financially.
Energy Assistance and Council Tax Discounts
With energy bills continuing to rise, many households are worried about how they’ll keep warm this winter. Fortunately, there’s help available from a number of energy providers. Companies such as Scottish Power, EDF, and E.ON all offer support for those struggling to pay their energy bills. Additionally, British Gas has an energy trust offering grants up to £2,000 for customers, regardless of their energy supplier.
It’s also worth checking if you qualify for a council tax reduction. Some local authorities offer discounts of up to 100% for households that meet specific criteria. If you’re facing financial hardship, it’s worth reaching out to your local council to inquire about discretionary reductions or discounts.
Childcare and Other Family Support
For working parents, the UK government has continued to provide free childcare for children aged 2 to 4 years. In 2024, the eligibility was expanded to include children as young as 9 months. This can be a huge help for families juggling work and childcare costs.
On top of this, parents can access the tax-free childcare scheme, which offers a 20p rebate for every 80p you contribute towards your child’s childcare, up to £500 per year. With the expansion of free childcare hours scheduled for September 2025, all children under five will be eligible for 30 free hours of childcare — a welcome relief for working families.
What to Expect from Benefits Increase in 2025
In April 2025, benefits will be increased by 1.7%, aligning with the most recent Consumer Price Index (CPI) figure. While this adjustment is necessary to keep up with inflation, it falls short of some campaigners' calls for a higher increase to better match the rising cost of living.
This benefits rise will apply to all working-age benefits, including Universal Credit and Personal Independence Payments (PIP). While any increase is welcome, it's clear that many will need more to make ends meet as inflation remains above 2%.