In August 2025, recipients of Supplemental Security Income (SSI) in the U.S. will receive their monthly payments on August 1. This payment date will also coincide with those of retirees and Social Security Disability Insurance (SSDI) recipients due to the weekend falling on August 3. By issuing the payments on August 1, the Social Security Administration (SSA) avoids delays and ensures beneficiaries receive their funds promptly.
The payments will be higher in 2025 due to the 2.5% increase in the Cost of Living Adjustment (COLA). This increase will affect both SSI and Social Security recipients, impacting millions of Americans who rely on these payments for financial support. Married couples, individuals, and essential persons on SSI will all see changes in their benefits, with married couples standing to receive the highest amounts.
Social Security Payments to Align with SSI Disbursements
August 1 will mark the day when both SSI and Social Security benefits are disbursed simultaneously. Normally, Social Security payments are issued on the third of the month, but since that date falls on a weekend in 2025, the SSA has moved the disbursement up to ensure there are no delays in processing. This means that retirees and SSDI recipients will also receive their payments earlier than usual.
For couples who qualify for both SSI and Social Security, this alignment of payment dates simplifies their financial planning. The combined payment on August 1 will be particularly significant for these recipients, who will now receive both benefits on the same day.
Increased Payments Due to COLA
As part of the annual adjustments to account for inflation, the SSA has increased SSI payments by 2.5% for 2025. Married couples who qualify for the full benefit will see their payments rise to as much as $1,450, up from $1,415 in 2024. Meanwhile, individuals on SSI will be eligible for up to $967, and essential persons will receive up to $484.
This increase in benefits is part of the government’s ongoing efforts to help recipients cope with the rising costs of living. While the increase is modest, it provides an essential financial cushion for those on low incomes who depend heavily on SSI payments to cover basic living expenses.
Social Security Payments in Tandem with SSI
In addition to SSI benefits, Social Security recipients will also see their payments issued on August 1. Retired workers can expect an average benefit of $2,005, while SSDI recipients will receive approximately $1,581 on average. This aligns with the COLA increase, which ensures that recipients’ purchasing power keeps pace with inflation.
For those receiving, this earlier payment date simplifies the process and minimizes the need to track multiple payments. However, it is important to note that the amount for individuals receiving both benefits may not be an average Social Security payment, as it’s intended for low-income Americans.
Managing Financial Planning with Early Disbursements
The early disbursement of benefits in August offers recipients a chance to better manage their finances for the month. Many SSI and Social Security recipients rely on their monthly payments to meet basic living expenses such as rent, utilities, and healthcare costs. By receiving their payments early, beneficiaries can ensure that they are able to plan and budget more effectively.
For married couples and others receiving both SSI and Social Security, receiving both benefits on the same day provides additional clarity in managing finances. The early release of these funds is expected to ease the financial burden for many and help them meet their essential needs without disruption.
