{"id":109757,"date":"2026-03-17T08:34:00","date_gmt":"2026-03-16T21:34:00","guid":{"rendered":"https:\/\/en.econostrum.info\/au\/?p=109757"},"modified":"2026-03-16T20:46:17","modified_gmt":"2026-03-16T09:46:17","slug":"want-to-keep-your-pension","status":"publish","type":"post","link":"https:\/\/en.econostrum.info\/au\/want-to-keep-your-pension\/","title":{"rendered":"Want to Keep Your Pension? Here\u2019s How the New Rules Benefit You!"},"content":{"rendered":"\n<p>If you\u2019re heading into retirement, you might have some big questions about how much you can own \u2014 whether it\u2019s your home, savings, or investments \u2014 and still qualify for an age pension. Well, the rules are changing! Starting next week, new laws will make it easier for retirees to hold more assets while still being eligible for at least a part-pension. Here\u2019s everything you need to know about how these changes could affect your retirement plans.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s Changing?<\/h2>\n\n\n\n<p>From March 20, 2026, the amount of assets you can own and still qualify for the age pension will rise, thanks to indexation adjustments. These changes are designed to help retirees keep up with inflation, making it easier for them to maintain their quality of life without losing their pension. For example, if you\u2019re a single homeowner, you\u2019ll now be able to own up to $722,000 in assets, up from $714,500, and still qualify for a part-pension. For single non-homeowners, the cap increases to $980,000, up from $972,500.<\/p>\n\n\n\n<p>Couples who own a home will be able to hold $1,085,000 in assets, while non-homeowners can have up to $1,343,000, details <a href=\"https:\/\/www.fool.com.au\/2026\/03\/14\/how-much-can-you-own-in-retirement-and-still-get-a-pension-under-new-rules-just-announced\/\" target=\"_blank\" rel=\"noopener\">Fool<\/a>. This is great news for retirees who have worked hard and accumulated assets over the years but want to make sure they\u2019re not penalized for it.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">The value of assets you can own,\u00a0while still qualifying for the pension, will increase this&#8230; <a href=\"https:\/\/t.co\/oiPwf2vFkE\">https:\/\/t.co\/oiPwf2vFkE<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/Retirement?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">#Retirement<\/a> via <a href=\"https:\/\/twitter.com\/TheMotleyFoolAu?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">@TheMotleyFoolAu<\/a><\/p>&mdash; J. Raphael (@JimLicauco) <a href=\"https:\/\/twitter.com\/JimLicauco\/status\/2033260639796469910?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">March 15, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Can You Earn While Still Getting a Pension?<\/h2>\n\n\n\n<p>It\u2019s not just about assets; the new rules also increase how much you can earn while still qualifying for at least a part-pension. Single retirees can now earn up to $2,619.80 per fortnight (up from $2,575.40), while couples can earn up to $4,000.80 per fortnight (up from $3,934). So, if you have some side income from investments or part-time work, this new cap could help you keep more of your earnings without losing access to the pension.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Deeming Rates: What You Need to Know<\/h2>\n\n\n\n<p>Another big change is in the pensioner deeming rates. Deeming is the method used by the government to estimate the income from your assets, like savings or shares. The lower deeming rate is set to rise from 0.75% to 1.25% for assets under $64,200 for singles and $106,200 for couples. Meanwhile, the upper deeming rate will increase from 2.75% to 3.25% for assets above these amounts. These adjustments are meant to help better reflect current market conditions, which can make a difference in how much pension you\u2019re entitled to.<\/p>\n\n\n\n<p>The good news doesn\u2019t stop there. The pension itself is also set to increase. Singles receiving the full <a href=\"https:\/\/en.econostrum.info\/au\/age-pension-increases\/\" target=\"_blank\" rel=\"noopener\">age pension<\/a> will get an extra $22.20 per fortnight, while couples will receive an additional $16.70 each. This may not sound like much, but over time, those extra dollars can add up. So, singles will now receive $1,200.90 per fortnight, while couples will get $905.20 per partner.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Does This All Mean for You?<\/h2>\n\n\n\n<p>These changes are a step in the right direction for retirees, especially for those who have saved hard and want to continue enjoying their savings without being penalized. Whether you own your home, have rental properties, or hold investments, these updated asset and income thresholds could help you qualify for more support in retirement.<\/p>\n\n\n\n<p>It\u2019s important to stay informed about these changes, especially if you\u2019re nearing retirement. If you\u2019re unsure about how these adjustments might impact your situation, consider speaking with a financial advisor who can help you plan for a comfortable and secure retirement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>New pension rules mean retirees can own more assets and earn more while still qualifying. Find out how the changes could affect your retirement plans.<\/p>\n","protected":false},"author":14,"featured_media":107526,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-109757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33","no-featured-image-padding"],"_links":{"self":[{"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/posts\/109757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/comments?post=109757"}],"version-history":[{"count":1,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/posts\/109757\/revisions"}],"predecessor-version":[{"id":109759,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/posts\/109757\/revisions\/109759"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/media\/107526"}],"wp:attachment":[{"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/media?parent=109757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/categories?post=109757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/en.econostrum.info\/au\/wp-json\/wp\/v2\/tags?post=109757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}