Australia’s New 40-Year Mortgage Raises Debt Alarm Amid Housing Crunch
Australia’s lenders are introducing longer and looser mortgage products in response to a worsening affordability crisis. While they promise relief for borrowers, these loans may carry long-term risks. A decade…
Australia’s Housing Market: Can House Prices Fall Safely?
Falling housing prices may seem risky, but experts say they could improve long-term affordability. Eliza Owen argues that stable lending and past gains can cushion the impact.
Fixed Rates Drop As Lenders Brace for RBA Rate Cut
Lenders are cutting fixed and variable home loan rates as the RBA prepares for a potential rate cut in May. These changes reflect growing market anticipation of a shift in…
How International Students Are Losing Their Appeal in Australia’s Housing Crisis
As housing prices soar in Australia, both political parties are eyeing international students as a potential solution. The once-celebrated role of foreign students in Australia’s economy now faces scrutiny, with…
Australia Faces Seventy-Year Wait for Affordable Housing, New Study Warns
Affordable housing remains a distant goal for millions of Australians, despite government incentives. Without major reforms, ownership dreams could slip further away over the coming decades.
Nationwide Housing Shortfall Nears 300,000 as Migration Surges
Australia’s housing system is under renewed strain, with demand rising faster than construction can respond. The shortfall—now approaching 300,000—reflects deeper structural issues in national planning. Post-pandemic migration has only intensified…
Adelaide Joins Million-Dollar Club as Australian Housing Growth Slows
Adelaide’s property market continues to defy national trends, with both house and unit prices rising steadily. The city now stands out as one of the few capitals showing consistent growth…
Coalition Housing Plan to Slash Taxes for First Home Buyers of New Builds
A major new housing policy from the Coalition promises tax relief for first-time buyers, but only on newly built homes. With billions on the line and a fierce debate emerging,…
Sydney Housing Stalls as Other Capitals Pull Ahead
Sydney is no longer leading the pack in Australia’s property market. Price growth has nearly stalled, and auction results are faltering, pointing to weaker buyer demand. The city has recorded…
Australia’s Rental Crisis Deepens: Renters Face More Pain Ahead
Renters in Australia are feeling the pressure as rents have surged significantly over the past two years, outpacing general inflation. With vacancy rates hitting historic lows and the ongoing migration…
Why Trump’s Trade War Might Boost Your Mortgage Savings
Australian homeowners could see mortgage savings as a result of global trade disruptions. While Trump's tariffs have caused economic uncertainty, the Reserve Bank is expected to reduce interest rates, benefiting…
ANZ’s Bold Forecast: Rate Cuts Could Hit Sooner Than You Think
Economists at ANZ now forecast up to three rate cuts by August, potentially reshaping Australia’s mortgage landscape. These predictions come as the global trade climate shifts, following US tariff changes…
Australia’s Housing Crisis: Can Sweden’s Prefabricated Homes Be the Answer?
Sweden has revolutionised homebuilding with its prefabricated houses, offering fast, customisable, and cost-effective solutions. With Australia facing a housing crisis, could Sweden’s model be the way forward? The prefab approach…
Australia’s Mortgage Stress Eases, But RBA Urges Caution from Banks
Mortgage stress in Australia has eased, with fewer borrowers spending beyond their means. However, the RBA warns banks to remain cautious to avoid new risks in the housing market.
Australia’s Capital Cities Hit Housing Crisis Point as Rents Soar to Record Highs
Rents may no longer be rising at the breakneck pace of recent years, but Australia’s housing market remains tense. Low vacancy rates, limited supply and shifting affordability thresholds are leaving…
RBA’s Interest Rate Hold: What It Means for Homeowners and Borrowers
Brokers are seeing renewed activity as homeowners reassess their loan options following the RBA’s latest rate decision. With student debt weighing on many borrowers, expert guidance is becoming more valuable…
Proposed Changes to Student Debt Treatment Set to Impact Loan Serviceability
The proposed changes to how student debt is handled in loan assessments have sparked debate among mortgage brokers. Some believe these adjustments could significantly benefit first-home buyers, while others remain…
NSW Blames Housing Delays on State Agencies in New Performance Crackdown
A new government report has pulled back the curtain on housing delays across New South Wales. From water corporations to transport authorities, the data reveals which agencies are dragging their…
Australia’s Housing Inflation Drops Again as Market Cools Further
Australia’s housing sector is losing steam, with both rental and construction costs slipping in early 2025. This unexpected shift is easing pressure on core inflation and catching the attention of…
Is Migration Really the Cause of Australia’s Housing Crisis?
The surge in migration has sparked debates over its role in Australia’s Housing Crisis, with experts questioning its true impact. While migration may contribute, the root cause lies in insufficient…
Thousands of Renters in NSW Receive $50,000 in Refunds After Illegal Background Check Fees
Renters in NSW are getting back thousands after an investigation uncovered illegal background check fees. A popular rental platform made an unexpected move that affected over 2,000 applicants.
Government’s $800M Boost to Help to Buy Scheme: Pressure on Victoria to Update Stamp Duty Cap
The Albanese government has increased funding for the Help to Buy program, giving Melbourne’s first-home buyers a higher cap on their home purchases. As the cost of housing rises, industry…
Australians Facing Retirement With Mortgage Debt
As more Australians retire with mortgage debt, experts suggest that strategic financial planning could help ease the burden. This growing trend is expected to double in the coming years.
Renting Has Never Been Harder in Australia, Especially in This State
Renting in Australia has reached crisis levels, with rising rents outpacing income growth. Median-income households now struggle to afford even a third of available rental properties.
Public Housing Crisis: Victoria’s Supply Dwindles as Demand Soars
Victoria has the lowest proportion of public housing in Australia, yet the state government is demolishing existing units without replacing them. With homelessness rates climbing and rental stress hitting record…
Australia’s Ban on Foreign Home Buyers Could Reshape Real Estate Investment
Australia's ban on foreign buyers targets resale homes, but experts say the real issue is housing supply, not foreign investment.
The Rise of Young Australians in Suburbia: What’s Changing in Urban Landscapes
Young Australians are reshaping suburbs with new housing trends, transport upgrades, and urban planning shifts that redefine local communities.
The Rate Cut Everyone Expected—What the RBA Just Confirmed (Or Didn’t)
The RBA just made a big move on interest rates, but don't expect a repeat anytime soon. Fresh meeting minutes reveal a surprising stance that could change everything for mortgage…
Australian Housing Market Reaches Record High After RBA Rate Cut
The housing market is showing renewed momentum following the RBA rate cut, with buyers re-entering as borrowing conditions improve.
Buyer Confidence Returns as Sydney’s Property Market Shows Signs of Recovery
A Sydney home just sold for $725,000 above its reserve, as auction results point to shifting market dynamics. Buyer confidence is stirring.
Melbourne’s Property Market Set to Rise as Interest Rates Drop
Lower interest rates are creating new momentum in Melbourne’s property market, opening opportunities for developers and investors while reshaping affordability.
Australians to See Mortgage Relief as Major Banks Implement Rate Cut
Australia’s biggest banks are finally passing on a rate cut, but not everyone will see relief immediately. Some borrowers may need to act fast.
Selling Houses Australia Experts Reveal Costly Mistakes and Budget-Friendly Fixes
Many homeowners waste money on unnecessary renovations before selling. Experts reveal which mistakes to avoid and the simple upgrades that add real value.
Could Medium-Density Housing Be the Key to Addressing Australia’s Housing Crisis?
As the demand for affordable housing in regional Australia rises, councils are exploring medium-density developments to meet needs.
Australia’s Housing Crisis Deepens: Price Growth Ahead Amidst Rising Affordability Struggles
Australian home prices are set for only modest growth in 2025, with affordability concerns weighing on buyers. Structural issues remain unresolved.
Australia’s Housing Costs Slow, but Inflation Fight Isn’t Over
Australia’s inflation battle just hit a bump, but the housing market is showing signs of relief. Rents and new dwelling costs are slowing, offering hope for affordability. Meanwhile, the Reserve…
Australia’s Urban Sprawl Leaves Outer Suburbs Struggling With Basic Services
Australia’s Urban Sprawl is reshaping outer suburbs, creating challenges with commutes and limited access to essential services. Experts warn of the long-term impact on quality of life.
Vulnerable Residents Left Homeless as Geraldton Caravan Park Shuts Its Doors
Elderly residents of a Geraldton caravan park face eviction after decades of living there, with few options left in a tightening housing market.
Investors Are Steering Away from Apartments in Favor of a New Housing Trend
New home construction in Australia is set to rise, driven by investor demand, but the increase may not be enough to bridge the housing gap.
Victoria’s Backyards Are Disappearing as Rising Land Costs Reshape Suburban Living
Victoria’s backyards are vanishing as soaring land prices push developers toward smaller home plots. With outdoor space shrinking to just a few metres, homeowners are being forced to rethink suburban…
Jim Chalmers Sounds Alarm: Trump’s Tariffs May Force RBA to Hike Rates
Concerns are growing over the impact of Donald Trump’s looming tariffs on steel and aluminium imports, with rising costs potentially driving inflation in Australia. The Reserve Bank is already cautious…
Australia Bans Foreign Investors From Buying Established Homes to Curb Soaring Prices
Australia introduces a two-year ban on Foreign Investors purchasing existing homes. A bold move—but will it make housing more affordable?
Mortgage Rates Just Dropped—Here’s How to Slash Your Monthly Payments
The latest rate cuts signal a change in borrowing costs, influencing mortgage repayments and rental negotiations. Banks are adjusting their strategies, while landlords weigh their options. Market conditions will determine…
RBA Expected to Cut Rates on Tuesday – But Will It Be Enough to Ease Mortgage Pain?
The RBA is set to make a crucial call on interest rates this Tuesday, with markets betting on a long-awaited cut. Mortgage holders are hoping for relief, but economists warn…
Home Loan Shock: Average Borrowing Surges to $666,000 Across Australia
Australians are borrowing at unprecedented levels, with the average new home loan now reaching record highs in nearly every state. Despite a 13-year peak in interest rates, property prices remain…
RBA Holds Rates at 4.35% for over a Year—Will Homeowners Get Relief Soon?
After more than a year of holding rates steady, the RBA faces growing pressure to shift its stance. Inflation is cooling, but is it enough to justify a cut? Major…
Surging Council Rates Acting as a Silent Mortgage on Homeownership
Millions of families on Universal Credit may be entitled to extra financial support. A little-known benefit could help cover childcare costs—are you missing out?
Help Debt No Longer a Hurdle? Government Move Boosts Mortgage Chances
HELP debt is no longer an automatic barrier to getting a mortgage. The federal government has directed banks to overlook some student loan repayments when assessing home loan applications. Regulators…
Two in Three Retirees Renting Privately Live in Poverty – Here’s Why
Thousands of older Australians who rent are living in poverty, unable to keep up with rising housing costs. A new report reveals that two in three retired renters fall below…
Housing Market Stays Strong: Why Prices Won’t Fall Anytime Soon
Australia’s housing market has defied economic downturns for decades, with prices barely dipping even in times of crisis. Government schemes aimed at boosting supply are falling short, while investor-driven demand…
