Bank of America has announced the closure of all 3,800 of its branches across the United States on Labor Day, September 1, 2025. This temporary shutdown is in observance of the federal holiday, which recognizes the achievements of the American workforce. As part of the Federal Reserve holiday schedule, many financial institutions, including Bank of America, will follow this tradition.
Customers are encouraged to take necessary actions to adjust their banking activities, as certain services will be unavailable.
According to an article from The US Sun, although branches will be closed, digital banking options will remain functional. Here’s everything you need to know about the closure and how it may affect you.
What Does the Bank Closure Mean for You?
Bank of America’s closure on Labor Day will affect all its in-person banking services. This includes the inability to access assistance from bank staff, perform in-branch transactions, or conduct activities such as opening safe deposit boxes or applying for loans. While these services will be temporarily unavailable, customers can still access their accounts and manage their funds through ATMs and mobile banking.
Although the Bank of America branches will be closed, online services will remain unaffected. Customers can log into their accounts via the mobile app or website to view balances, make transfers, and pay bills. However, any transactions conducted during the closure will not be processed until the following business day, September 2, 2025. This means that while you can still make deposits or transfers, they will remain pending until the bank reopens.
Important Considerations for Payments on Labor Day
Labor Day falls on the first Monday of September, and many Americans have regular monthly payments scheduled around this time, such as mortgage payments, rent, or credit card bills. If your payment is due on September 1, you should be aware that, although transactions made on that day may not post until after the holiday, they will still be considered on-time as long as they are made before the end of the day.
To avoid any late fees or penalties, it’s recommended that you plan ahead. If possible, consider scheduling your payments before September 1, or make use of mobile banking to ensure your payments are processed in a timely manner. If payments are made on Labor Day, they should reflect as timely as long as they show the correct date, but keep in mind that processing delays could occur.
Bank of America, like many other institutions, will follow this holiday schedule, which could affect payments and other financial activities.
Take Advantage of Bank of America’s $325 Cash Bonus
For those looking to open a new account, Bank of America is offering a limited-time promotion for customers who sign up for the Everyday Checking account. New customers who meet the requirement of depositing at least $1,000 in direct deposits within 90 days of account opening will be eligible for a $325 bonus.
This offer runs through October 15, 2025, giving potential customers enough time to take advantage of this deal.
While the deadline is approaching, those interested in opening a checking account should act quickly to meet the deposit requirements. This bonus is just one of several ongoing promotions by the bank, designed to attract new customers and provide value to existing ones. Bank of America continues to provide incentives to encourage account openings, benefiting both new and existing clients.
